The price you pay each month on car insurance is influenced by a variety of factors. Rates may increase or decrease depending on the state you live in, your age and how much you drive during an average workweek. If you’re wondering what goes into determining your car insurance rates, read on to learn more. Factors that Impact Car Insurance Rates Driving Record If you’ve been involved in a car accident or recently received a traffic ticket, you may see your car insurance rates climb up. DUI charges or other events will also have an impact on what you pay each month. A car accident can remain on a driving record for up to 5 years and cause rates to